摘要
清末民初,在资本主义市场形成过程中,中国农村经济形势恶化,传统金融制度失衡,形成对新式金融的诱致性制度需求。20世纪20年代初期,华洋义赈会在河北试行农村信用合作事业,成功将西方信用合作制度移植到中国本土,为以后全国性农村合作金融制度形成奠定了基础。文章从制度变迁视角,解析了中国农村信用合作的诱致性制度变迁历程。研究表明,早期中国农村信用合作制度确立的根本原因在于顺应了农村金融的诱致性制度需求,而其成功的供给制度安排亦成为不可或缺的关键因素。
At the end of the Qing dynasty, in the formation process of capitalist market, worsening rural economic situation and imbalanced tradi- tional financial system in China accounted for the inducible institutional de- mand of new finance. In the early 1920s, China International Famine Relief Commission piloted rural credit cooperatives in Hebei province and success- fully transplanted western credit cooperative system to China's Mainland, pro- viding the base for later formation of national rural cooperative financial sys- tem. This paper explains the inducible institutional change in Chinese rural credit cooperatives from an institutional change perspective. It shows that the conformation with inducible institutional demand of rural finance is the critical reason for the establishment of rural credit cooperative system in ear- ly China, and its successful supply institutional arrangement has become an indispensable key factor.
出处
《财经研究》
CSSCI
北大核心
2013年第9期35-46,共12页
Journal of Finance and Economics
基金
国家社会科学基金资助项目(12FJL006)
教育部人文社会科学研究青年项目(10YJC790118)
关键词
信用合作
制度变迁
诱致性制度供给
credit cooperatiom institutional change
inducible institu- tional supply
