摘要
基于福建省尤溪县等10县484户农户问卷调查数据,对福建森林保险的发展现状及存在问题进行深入分析。结果表明:与较高的参保意愿和整体满意度评价相比,林农对森林保险的实际参保率较低。深入分析后,发现有参保途径少、险种类型不适应林农需求、林农风险意识薄弱等方面的原因,提出了开拓投保渠道、丰富森林保险险种、加大森林保险宣传、重新定位森林保险等加快福建森林保险发展的建议。
This paper based on survey data of 484 farmers in 10 countries of Fujian province,evaluated and analyzed on the developing status of forestry insurance in Fujian province.The study found that： compare with the farmers have higher degree of overall satisfaction and strong ginseng protects intend with forestry insurance,the actual participating insurance rate is relatively low.Thorough depth analysis,we can found that ginseng protects way less,risk type is not adapting to the farmers demand,farmers risk consciousness weak and other reasons.To solve these problems,this paper came up the advice about expanding channels for forest insurance,riching forest insurance kinds,increasing forest insurance publicity and repositioning forest insurance.
出处
《中国林业经济》
2013年第3期5-8,共4页
China Forestry Economics
关键词
森林保险
需求现状
满意度评价
福建省
forest insurance
demand status
satisfaction evaluation
Fujian Province
