摘要
对我国银行业的营业收入结构、主要特征及其成因分析显示,银行垄断是造成目前我国银行业利润持续高增长的最主要原因,也给我国经济发展带来了较大负面影响。只有深化利率市场化改革,采取鼓励和引导更多民间资本进入银行业等政策措施,才能逐步破除银行垄断,实现金融对我国经济发展的促进作用。
Analysis to the structure, main feature and reason of China＇s banking operation revenue shows that banking monopoly is the chief reason for the sustained highly increase of China＇s banking profit, which therefore imposes bad effect to the economy. To deepen interest rate marketization, and to encourage and indirect private capital into banking sector, with other supporting measures, are the right ways to breakup banking monopoly and promote economic development.
出处
《北京印刷学院学报》
2013年第3期76-82,共7页
Journal of Beijing Institute of Graphic Communication
关键词
营业收入
利息净收入
非利息净收入
银行垄断
利率市场化
operation revenue
net interest revenue
non netinterest revenue
banking monopoly
interestrate marketization
