摘要
本文以个人助业贷款为研究对象,在介绍个人助业贷款发展现状及其特点的基础上,对个人助业贷款业务实际操作中遇到的难题及相关风险点进行了分析。在充分考虑发展及风险因素下,提出我国商业银行个人助业贷款的发展策略。
Setting personal industry loan as the research object,the paper introduces the present development situation of personal industry loan and its characteristics,analyzes difficulties and relevant risks encountered in actual operation.The paper puts forward strategies to develop the personal industry loan of China＇s commercial banks under fully considering the development and risk factors.
出处
《西部金融》
2013年第6期54-57,共4页
West China Finance
关键词
商业银行
个人助业贷款
风险分析
commercial bank
personal industry loan
risk analysis
