摘要
四川省职工补充医疗保险已成为城镇医疗保险制度体系中的重要组成部分,在解决职工患重特大疾病的困难,化解"因病致贫、因病返贫"风险中发挥了不可替代的作用。但是,正在推行的城乡居民大病保险在筹资政策、资金来源、保障范围和经办管理上,与职工补充医保有很大的不同,对职工补充医保形成冲击。完善职工补充医保,需建立城乡一体的大病补充保险制度,明确补充医疗保险的功能定位,实行强制参保等。
Employee supplementary medical insurance in Sichuan province has become an important part of the urban medical insurance system, which have played a irreplaceable role in solving ddifficulties of employees suffering from catastrophic diseases and fighting poverty by illness. However, it is challenged by the catastrophic disease insurance for residents with apparent differences on financing policy, funding sources, the scope of protection and management, Improving employee supplementary insurance, we should integrate urban and rural catastrophic supplementary medical insurance system, target the function of supplementary medical insurance, and enforce compulsory insurance etc.
出处
《中国医疗保险》
2013年第8期48-50,共3页
China Health Insurance
关键词
城镇职工
补充医疗保险
作用
困惑
思考
urban employee, supplementary medical insurance, function, confusion, reflection