摘要
改革开放以来，我国的保险业取得了长足的发展。但与我国的经济发展水平相比，保险业的潜力还远没有发挥出来，与世界平均水平也存在较大的差距。自身的缺陷及外部因素制约了保险业的进一步发展。为适应市场经济发展的需要，以及参与保险业国际竞争，必须对保险业进行深化改革，并为其发展创造良好的外部环境。
With the deepening of ref orm and opening outside,Chinese insur ance has made great development.Howeve r we still have a long way to go compare d with the economic levels.Nowadays ch inese insurance has some shortcomings it self,and it is facing some unfavorable f actors outside that have restricted its further development.Therefore China must make a thorough reform of insurance and improve its outside conditions to s uit to the development of market economy .Chinese insurance needs further elabor ation in order to participate in intrnat ional competition.
关键词
保险业
险种
保险创新
保险投资
中国
国际竞争
insurance
insurance cove r
insurance innovation
insurance investment
