摘要
金融操作风险虽然形式多样,但在我国,却主要表现为金融业高管腐败的日趋严重、金融业违规操作的日益严峻、金融违法犯罪的日益猖獗和操纵证券市场的屡禁不止。而监管体系结构的失衡、监管治理机制的薄弱和监管规则的相对滞后等多种因素的综合影响和交互作用,则是根本的症结所在。总之,我国金融操作风险的有效防范和金融业核心竞争力的提高,不仅需要进行监管制度创新,统一金融监管权威,建立存款保险制度,而且应当健全金融法规体系,发展金融同业公会,以构建政府掌舵——市场约束——社会参与的新型金融监管体系。
Although the forms of financial operation risks are diversified, in China it is mainly reflected in the worsening corruption of financial industry executives, the gradual deterioration of the illegal operation of financial sectors, the increasing financial crimes and the stock market manipulation despite repeated prohibitions. The fundamental crux of these problems exists in the combined influence and interaction of the structural imbalance of supervision system, the weakness of regulatory governance mechanism and the relatively lag behind regulatory rules, etc. Thus, in order to effectively prevent financial operational risks and improve the core competitiveness of the financial industry, not only should we conduct regulatory system innovations, unify financial management authority and establish deposit insurance system, but also we should perfect the financial regulatory system and develop financial associations in China. Only in this way can we build a new financial regulatory system with government at the helm, market discipline and social participation.
出处
《河南财经政法大学学报》
北大核心
2013年第3期70-76,共7页
Journal of Henan University of Economics and Law
基金
国家社会科学基金后续资助项目"中国金融监管现代化研究:以全球化为背景的思考"(项目编号:10FFX016)
教育部新世纪优秀人才支持计划项目"刑法的经济学分析"(项目编号:NCET-09-0830)的阶段性成果
关键词
金融操作风险
金融犯罪
金融监管
公私合作
financial operation risk
financial crime
financial regulation
public-private partnership
