摘要
货币政策对商业银行产生很大的影响,本文通过搜集数据、建立模型,发现一年期贷款利率变化对商业银行的利润产生反方向的影响,存款准备金和一年期存款利率变化对其影响并不明显。文章还对商业银行的经营提出一些建议。
Monetary policy has a great influence on commercial banks.This paper,through the collection of data and building models,finds that the one-year loan interest rate changes have an negative direction effect on the profits of commercial banks,the deposit reserve and the one-year deposit interest rate changes have no evident impact on it.The paper also puts forward some suggestions for the management of commercial banks.
出处
《吉林工程技术师范学院学报》
2013年第3期54-57,共4页
Journal of Jilin Engineering Normal University
关键词
商业银行
利润
货币政策
commercial banks
profit
monetary policy