摘要
通过选取保险服务贸易TC指数和RCA指数两个指标,对我国保险服务贸易竞争力现状分析,发现我国保险服务贸易竞争力总体较弱。进一步通过选取影响保险服务贸易竞争力的8个变量进行主成分回归分析发现,保险资产规模、从业人员素质、人均可支配收入、货物贸易、银行信贷资金余额、FDI等变量对我国保险服务贸易竞争力的提升影响较大,而保险费率、保险资金收益率影响较小,其中,保险费率呈负向变动。
Present situation of Chinese insurance trade＇ s competitiveness is analyzed through two indexes TC and RCA in insurance service trade. Researches made in this paper indicate that the competitive power of Chinese insurance trade is weak. Further exploration through regression analysis on basis of eight variables influencing the competitiveness of Chinese insurance trade reveals that these variables such as asset scale, the employees＇ quality, per capita disposable income, visible trade, credit capital balance of bank and FDI play major parts in the promotion of Chinese insurance trade＇ s competitiveness while premium rate varying in reverse direction and investment yield rate of insurance fund have minor effect.
出处
《哈尔滨商业大学学报（社会科学版）》
CSSCI
2013年第2期44-50,共7页
Journal of Harbin University of Commerce:Social Science Edition
关键词
保险服务贸易
竞争力
影响因素
主成分回归分析
insurance service trade
competitiveness
influencing factors
regression analysis on principal components
