摘要
2000年以来我国保险行业进入保险公司数量快速扩容、保险公司规模高速扩张的时期。运用超越对数成本函数,对31家具有代表性的财险公司2005年～2010年期间的规模经济状况进行了检验。实证结果表明我国财险公司的规模经济效应与其经营的时间、产权结构、增长速度、产品结构等具有很大的联系,这为我国财险公司调整经营策略、转变发展模式提供了依据。
Since 2000, China＇ s insurance industry has witnessed a rapid increase of insurance companies and a fast expansion of business volume. The article applied the translog cost function method to test the scale of economy factor of 3 l property insurance companies during the period of 2005 to 2010. The empirical results showed that the economies of scale linked closely to the company＇ s operating time, the nature of property rights, the growth rate and the product structure. This provided a basis for the property insurance company to adjust business strategy and to change the development model.
出处
《保险研究》
CSSCI
北大核心
2013年第3期55-62,共8页
Insurance Studies
基金
中国保险学会资助课题"保险公司市场退出机制研究"资助(课题编号:IICKT2012-1)
关键词
财险公司
规模经济
超越成本函数
property insurance companies
economies of scale
the translog cost function
