摘要
改革开放以来,中国保险业取得了高速发展,但由于起步晚,基础差,其整体发展水平不高,同世界平均水平尚存在一定差距。选取比较优势指标对保险业国际竞争力进行现状分析和国际比较,结果表明中国保险业同发达国家存在较大差距,但差距不断缩小,竞争力逐步提升;基于波特的"钻石理论",采用协整分析、误差修正模型等计量方法对中国保险业国际竞争力的影响因素进行了实证研究,结果表明人均国民收入和外商直接投资对保险服务出口的促进作用较大,金融服务出口和保险深度影响微弱,人力资本则没有发挥其应有的作用。
China＇ s insurance industry has been growing rapidly ever since China adopted the reform and openingup policy. However, due to its late start and weak foundation, it is still quite underdeveloped and falls under the global average level. The paper selected comparative advantage indexes to analyze the international competitive competence of China＇ s insurance industry. The result showed that China＇ s insurance industry still lagged behind developed countries by a wide margin, but the gap was narrowing and China＇ s competitiveness was edging up. Based on Porter＇ s ＂Diamond Theory＂, it used such methods as co-integration analysis and error correction model to conduct an empirical study on affecting factors for competitiveness of China＇ s insurance industry. The result showed that per capita income and foreign direct investment significantly increased export of insurance service, while export of financial service and insurance penetration had weak effects and human capital failed to play its role.
出处
《保险研究》
CSSCI
北大核心
2013年第3期3-15,共13页
Insurance Studies
基金
国家社会科学基金项目"形成有利于科学宏观调控体系中通货膨胀预期的研究"(项目编号:08CJL013)
关键词
中国
保险业
国际竞争力
现状
实证研究
insurance industry
international competitiveness
current situation
empirical analysis
