摘要
利用协整和格兰杰因果检验,分析了河南省1985—2010年以集中度为指标的银行业市场结构与经济增长之间的动态关系和因果关系,实证结果表明,河南省经济增长和银行集中度之间存在显著的长期负向均衡关系,但银行业结构对经济增长的助推作用尚不十分明显,更多地表现为先期开始的经济体制改革和经济增长对银行业改革和发展的引导带动作用。据此认为,河南省应加大中小金融机构的引进培育力度,更好地支持小微和"三农"等实体经济发展。
In this paper, cointegration and Granger causality test are used to analyze the dynamic relationship and causality between market structure of bank industry and economic growth. The empirical result show there is negative relationship between economic growth of Henan province and bank concentration, but the propallent effect of market structure of bank industry is not obvious, and the guide role of economic system reform is more important to the development and reform of bank industry. So the introduction of middle and small institution should be paid more attention to support the development of real economy.
出处
《金融理论与实践》
CSSCI
北大核心
2013年第2期114-118,共5页
Financial Theory and Practice
关键词
银行业结构
经济增长
协整分析
market structure of bank industry
economic growth
cointegration analysis