摘要
2004年以来,作为政府支农惠农政策的一项重要举措,农业保险尤其是政策支持下的农业保险在我国取得了突破性的进展。与此同时,一些问题随着农业保险规模的迅速拓展正不断显现,农业保险原有的"政府热、企业冷,农民无所谓"的局面并没有根本转变。为了摆脱这种局面,基于对农业保险参与主体的认识,本文分别对农业保险的三方主体,即农户、保险公司、政府进行行为特征分析,并提出了相应的政策建议。
Since 2004,the agricultural insurance,special the insurance under the policy support,as one of the important part of government's policy of supporting agriculture and favor farmers,has made substantial progress.Meanwhile,some problems are emerging.The original situation of 'Government is positive,insurance company is negative and farmers don't care' of agricultural insurance are not radically changed.To improve this situation of the insurance and to base the cognize of the parties of the insurance,this paper analyses these three subjects,namely farmers,insurance company,government and puts forward some suggestions.
出处
《山东农业大学学报(社会科学版)》
2012年第4期19-24,117,共6页
Journal of Shandong Agricultural University(Social Science Edition)