摘要
城市商业银行是我国金融业的重要组成部分,它的建立与发展对于完善中小企业和居民的金融服务体系发挥了积极的作用,对于促进我国经济的发展具有十分重要的意义。但是,由于当前内外经营环境的巨大变迁,城市商业银行面临经营区域单一、市场占有率偏低等问题,应通过地方政府支持、加大不良贷款清收力度等促进城市商业银行健康发展。
City commercial bank is an important part of China' s financial industry, whose establishment and development has great significance to improve the financial service system for small and medium - sized enterprises and residents and plays a positive role in promoting China' s economic development. However, due to the huge changes in internal and external operating environment,it faces the problems of operating area single and low market share, the healthy development of city commercial banks should depend on the support of the local government, and increase the NPL recovery efforts.
出处
《对外经贸》
2012年第11期122-123,共2页
FOREIGN ECONOMIC RELATIONS & TRADE
关键词
城市商业银行
金融业
金融管理
city commercial banks
financial industry
financial management