摘要
商业银行履行社会责任越来越受到社会各方关注,已成为其发展的重要目标。尽管当前我国商业银行在实践社会责任方面已取得了一定成效,但在某种意义上仍属"软约束",在现阶段我国总体经济持续下行的严峻背景下,在商业银行竞争日趋激烈的态势下,商业银行尤其更应重视承担社会责任,因为其特殊社会地位能够对中国经济的复苏起到积极作用,同时也有利于保持商业银行的持续发展。基于此,本文在介绍商业银行社会责任内涵的基础上,重点探讨了当前我国商业银行承担社会责任的重大意义,并通过分析我国商业银行履行社会责任的现状及问题,提出了相应的政策建议。
The social responsibility performance of the commercial banks in China has been more and more concerned by the society, and it has already become one important goal of the banks. In a sense, the social responsibility is still the ＂ soft constraint＂ for the commercial banks, although they have made certain achievements in responsibility performance at present. The commercial banks should pay more attention to the social responsibility in despite of the recession of China＇ s overall economy and the incre2~ing competi- tion among the banks themselves due to the special roles of commercial banks in recovering China＇ s econo- my, and keeping their sustainable development. Based on this situation, this paper introduces the connota- tion of the social respomibility of commercial banks at first, and then typically discusses the significance of taking social responsibility by the commercial banks at present. And relevant policy suggestions are advanced on the basis of analyzing the current situation and problems of the social responsibility performance of com- mereial banks.
出处
《财经科学》
CSSCI
北大核心
2012年第11期20-29,共10页
Finance & Economics
关键词
商业银行
社会责任
经济形势
竞争力
Commercial Bank
Social Responsibility
Economic Situation
Competitiveness
