摘要
第三方支付的发展为众多市场主体提供了便利、快捷和人性化的线上支付手段,近年第三方支付在规模迅速增长的同时开始向银行传统的支付领域渗透,这必然对银行的网上银行业务形成挑战。第三方支付与银行网上银行各有优势,作为国家队的银行网上银行应借鉴第三方支付发展的经验、不断改进服务短板,确保在未来支付领域的领先地位。
The development of third-party payment strument, at the same time, the third-party payment provides convenient and rapid online payment inbegins to infiltrate into banks＇ traditional payment field, so the internet banking business of commercial banks is challenged by the new payment method. As to commercial banks, they should learn the experience of the third-party payment and improve their service to retain a leading role in payment field.
出处
《金融理论与实践》
CSSCI
北大核心
2012年第10期116-118,共3页
Financial Theory and Practice
关键词
第三方支付
网上银行
业务发展
third-party payment
internet banking
business development
