摘要
近几年,我国不断爆发"地方性民间金融危机",对此国家颁布了许多法规和规章、政策,以加强监管化解危机,取得了一些阶段性效果。但是,在本人看来,这些规定和措施都是应对性的,并没有对我国民间金融功能定位有一个清楚的认识,当然也就不能按照民间金融在我国功能定位的需要设立相应的监督管理体制。因此,按照现有思路不可能从根本上解决民间金融问题。本文试图在前人研究成果的基础上,明确民间金融在我国经济活动中的功能定位,并按照这一定位重新设计金融监管体制,以适应对民间金融监管的需要。
Our country has erupted a lot of parochial informal financial crisis in the past few years, and has promulgated a lot of statutes, regulations and policies to strengthen the supervision and defuse these crises. From my own point of view, these statutes, regulations and policies are emergency measures. Now, we have not realized the functional position clearly about informal finance, and designed the regulation system to meet the demand of informal finance functional position of our country. It is impossible to solve informal finance problem according to existing ideas. This paper on the basic of the previous studies attempts to clarify the functional position of informal finance in economic activity, and redesign the regulation system of informal finance to meet the demand of this.
出处
《中国政法大学学报》
2012年第5期45-53,159,共9页
Journal Of CUPL
