摘要
随着金融自由化、全球一体化和信息技术的日新月异,操作风险成为商业银行所面临的重要风险之一。在后金融危机时代,如何实现对操作风险的准确度量和有效管理,成为金融业界和监管部门所共同关注的核心问题之一。以商业银行操作风险为研究对象,具体分析了我国银行对操作风险管理的现状,归纳总结现阶段所存在的问题,最后提出优化商业银行操作风险管理的相关建议和对策,力求对我国操作风险的度量和管理有所启示。
With the financial deregulation,globalization and advances in technology,operational risk is becoming one of the most important financial risks in the banking world.How to manage and measure operational risk in a proper way is the basic link and core issue concerned by commercial banks as well as supervision departments.The current situation of operational risk management in commercial banks is analyzed,some problems are summarized,and relevant solutions and proposal are proposed to enhance the ability of operational risk management for commercial banks.
出处
《特区经济》
2012年第9期81-83,共3页
Special Zone Economy
基金
2012年教育部人文社科青年基金项目(12YJC790013)
科技创新平台(PXM2012_014221_000020)资助
关键词
商业银行
操作风险管理
风险监管
Commercial Bank
Operational Risk Management
Risk supervision
