摘要
农业保险这一风险转移的工具可以有效帮助农户提高他们的福利水平,农户在得到保险补偿后,可以迅速恢复生产力。但是在实践中农业保险的需求并不高。文章以黑龙江省八五九农场为调查对象,分析影响农业保险发展的因素及农户规避风险的意愿。
Agricultural insurance, as a way of transferring risks, is helpful to improve farmers＇ benefit level. With insurance indemnity, farmers are able to restart as soon as possible. However,there is low level of need for agricultural insurance in practice. A survey was made with respondents from ＂859＂ Farm in Heilongjiang Province, based on which the causes that block the development of agricultural insurance is analyzed, along with the information about whether the farmers are willing to avoid risks.
出处
《哈尔滨学院学报》
2012年第8期41-43,共3页
Journal of Harbin University
基金
黑龙江省博士后基金资助项目
关键词
农业保险
因素分析
风险规避
问卷调查
agricultural insurance
factor analysis
to avoid risk
questionnaire
