摘要
信用是金融改革的核心和关键环节,建立良好的信用环境是发展金融、提高金融效率的基本保障。通过分析信用与金融发展之间的相互作用机制,探讨信用体系建设的必要性和重要性。结合转型时期我国农村信用的多重特点及信用缺失的现状,分析现阶段农村信用体系构建现状及存在的问题。建议在开放体系下应从完善农村征信服务设施和培育金融市场环境两方面着手,来推动农村金融改革。
Credit is the core and key link of financial reform. Establishing a good credit environment is the fundamental guarantee for the development of finance and the improvement of financial efficiency. Based on an analysis of the interaction mechanism between credit and financial development, the paper discusses the necessity and importance of credit system construction. In the light of the multiple features and the weakness of China＇ s rural credit, this paper analyzes the present rural credit system construction and the existing problems during the transition period. At last, the paper suggests that we should improve rural credit service facilities and cultivate financial market environment in order to promote the rural financial reform.
出处
《征信》
北大核心
2012年第3期60-63,共4页
Credit Reference
基金
2010年度教育部人文社会科学研究一般项目(10YJA790006)
