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金融支持小微企业发展的探索与思考 被引量:3

On Financial Support for the Development of Small and Micro Enterprises
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摘要 小微企业是我国国民经济和社会发展的重要力量,是保持国民经济平稳较快发展的重要基础,为了贯彻落实国务院《关于进一步促进中小企业发展的若干意见》(国发〔2009〕36号)以及《关中-天水经济区发展规划》,进一步促进社会经济快速发展,民生银行西安分行在经营战略、业务结构和管理体制等方面做出了相应的改变和调整,将小微企业作为市场定位之一,成为把小商户、小业主、小微企业主等作为零售战略客户的银行。本文总结了其中的主要做法和有益经验。 Small and micro enterprises are important element of national economy and social development, as well as essential foundation of maintaining a steady and rapid national economic growth. To carry out the requirement of central govemment on accel- erating the growth of small and micro enterprises and the development program of Guangzhong and Tianshui Economic Area, China Minsheng Banking Corp.Ltd, Xi'an Branch has made adjustment in operating strategy, business structure and management system. It targets small and micro enterprises as customers, and becomes bank taking small merchants, small private business owners and small and micro enterprises as the retail strategic customers. The paper summarizes its main practice and experience.
作者 齐国华 郭芸
出处 《西部金融》 2012年第5期41-44,共4页 West China Finance
关键词 小微企业 金融支持 民生银行 small and micro enterprises financial support China Minsheng Banking Corp.Ltd
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