摘要
本文以广西为例,探讨房贷给银行带来的风险,通过分析当前形势下广西所处的宏观经济环境、房贷借贷方及银行自身三个方面,总结房贷风险产生的原因,同时,借鉴国外银行成功的经验,提出风险防范的建议。
This paper has investigated the mortgage risk of bank in Guangxi. In order to find out the factors which cause the mortgage risk, this paper does the research with the current macroeconomic environment in Guangxi, and combines with the research on the mortgage system of bank, the condition of both side of mortgage. At the same time, this paper makes some suggestions of avoiding the mortgage risk based on studying the successful experience in other country.
出处
《科技广场》
2012年第2期173-176,共4页
Science Mosaic
关键词
广西
房贷风险
风险防范
Guangxi
Mortgage Risk
Avoiding the Risk
