摘要
中国利率市场化在曲折中前进,实现了货币市场与债券市场的市场化改革,然而具有决定性意义的存贷款利率市场化程度相对滞后。包括商业银行、国有企业在内的微观主体的市场化程度对中国利率市场化改革的未来具有决定性作用。对于中国这样一个仍处于转轨中的大国来说,所谓"利率的充分市场化"殊不可取,改革必须行渐进之路。
The realization of interest rate liberalization in China has been advancing in a bumpy road. Market - oriented reform has been achieved in currency and securities markets. However, little progress has been made in the process of liberalization of deposit and loan interest rate, such as that in micro subjects like commercial banks and the marketization of SOEs, which is of decisive significance to the prospect of reform in interest rate liberalization. China is still a country in the stage of transformation. Therefore, instead of realizing the so - called full liberalization of interest rate, we should carry out the reform step by step.
出处
《经济学家》
CSSCI
北大核心
2012年第4期70-76,共7页
Economist
关键词
利率
主体
市场化
渐进
Interest rate
Subject
Marketization
Progressive
