摘要
在介绍澳大利亚退休收入保障制度以及超级年金目标的基础上,文章分析了影响超级年金制度实现目标的资产管理、投资方式和资产配置的情况,比较了1997年、2001年和2008年逐次加深的三次危机对超级年金的不同影响,并对超级年金应对危机的反应能力进行了分析,归纳了三个可能的制度性原因,总结了澳大利亚超级年金应对危机冲击的经验教训。
Based on a sketch of Australia's retirement income security system and the goal of superannuation,this paper analyzes the asset management,allocation,and investment pattern of Australia's superannuation; compares the different impact of the three ever-deeper crises in 1997,2001 and 2008 and the ability of superannuation to respond to them; and identifies three possible institutional factors underlying them. Finally,the paper summarizes the lessons of superannuation on absorbing the shock of financial crises.
出处
《经济社会体制比较》
CSSCI
北大核心
2012年第1期78-88,共11页
Comparative Economic & Social Systems
关键词
澳大利亚超级年金
金融危机
养老金基金
养老金改革
Australia's Superannuation
Financial Crises
Pension Fund Management and Investment
Pension Reform