摘要
本文主要介绍了反担保措施的作用以及企业反担保措施具有的局限性和具体的应对措施。反担保措施是担保机构防范风险的手段,是进行担保评审的重要内容,是科学决策的依据。其局限性主要表现在企业可供抵(质)押的资产有限;反担保抵(质)押品往往是银行选择后剩余的;反担保措施真正在弥补代偿损失方面作用有限;企业仅有反担保措施是不够的;企业对反担保措施缺乏理解。
This paper describes the function of counter-guarantee measures,its limitations and its specific responses.Counter-guarantee measures are a means of risk prevention for guarantee agencies,an important content of guarantee assessment and the basis of scientific decision-making.Its limitations mainly display in the lack of enterprise＇s pledged assets;Counter-guarantee pledges tend to be the surplus after the bank selects;Counter-guarantee measures really have a limited function in recovering losses;It is not enough for enterprises to have counter-guarantee measures;Enterprises lack understanding of counter-guarantee measures.Guarantee Enterprises meet some difficulties in investigation and assessment,so practicable countermeasures must be adopted.
出处
《绵阳师范学院学报》
2011年第9期20-23,共4页
Journal of Mianyang Teachers＇ College
关键词
反担保措施
作用
局限性
对策
counter-guarantee measures
function
limitations
countermeasures
