摘要
Against the background that the central government is strengthening macro control and tightening credit scale of real estate businesses, financing capacity becomes the determinant for a real estate enterprise's development. Domestic enterprises have many ways of financing, and this paper describes ten common models, simply analyses the advantages and disadvantages of each model, while explains and recommends three financing models with practical examples: individual entrusted loan, trust financing and assets securitization.
在国家加大宏观调控力度、紧缩房地产信贷规模的背景下,房地产企业面临严峻的资金压力,融资能力成为决定房地产持续发展的决定因素。国内房地产企业的融资方式较多,本文深入浅出地介绍了常见的十种模式,简单地分析了各种模式的优缺点,并结合工作实际,推荐和较详细地介绍了三种融资模式:个人委托贷款、信托融资、资产证券化。