摘要
如何科学、客观、全面地对地方性法人金融机构的利率定价能力进行评估,是当前深入推进利率市场化不可回避的重要环节。本文试图在对利率定价能力相关基本概念进行归纳定义的基础上,综合分析了影响地方法人金融机构利率定价能力的一系列因素,运用层次分析法(AHP)建立了一套利率定价能力评估指标体系,从机制建设、贷款定价、风险管理、经营效益、外部条件等七个方面对地方法人金融机构利率定价能力进行评价,包括定性、定量共26个评价指标,对3家地方法人金融机构进行了实证分析,提出了对策建议。
The unavoidable key link in current furthermore promotion of interest rate liberalization is how to estimate the interest pricing ability of local financial institutions in an objective way. With the basis of inductive definition on related basic concept of interest pricing ability, this article tried to comprehensive analysis on the elements which affecting the interest pricing ability of local financial institutions, built a interest pricing ability evaluation index system by using the Analytic Hierarchy Process （AHP）. Some advices were given at last.
出处
《金融理论与实践》
北大核心
2011年第10期57-63,共7页
Financial Theory and Practice
关键词
利率市场化
地方法人金融机构
利率定价能力
评估指标体系
层次分析法
Interest Rate Liberalization
Local Financial Institutions
Interest Pricing Ability
Evaluation Index System
Analytic Hierarchy Process （AHP）
