摘要
介绍了决策树分类方法,建立了基于决策树方法的信用卡信誉检测模型,并用该模型进行了信用卡信誉检测实验.结果表明,基于决策树的信誉检测方法可为银行信用卡风险管理提供有效信息,规避可能出现的坏账风险.
First, the classification method of decision tree in reputation detection of credit card is introduced, and then the model of reputation detection of credit card is estabished. Reputation detection test has been done by this model. The method provides effective information for banks in the risk management of credit card, and guarantee the bank asset safety in the future.
出处
《中原工学院学报》
CAS
2011年第4期75-78,共4页
Journal of Zhongyuan University of Technology
关键词
信誉检测
数据挖掘
决策树
测全率
测准率
credit classify
data mining
decision tree
sensitivity
specificity
