摘要
融资难成为了制约中小高科技企业发展的"瓶颈"。由于中小高科技企业具有高风险、高收益、高投入、无形资产占比较大和外源融资需求大等特点,这就导致在融资能力上表现为内源融资能力有限和外部融资能力不足。提升中小高科技企业融资能力在企业内部机制上应该构建好的盈利模式,在外部机制上的措施包括采取团体贷款、创新担保品、建立专门针对中小企业的担保机构、健全中小企业信用担保体系、增大企业的违约成本,政府要加大对中小高科技企业的支持力度,在政策上逐步完善促进中小企业发展的法律法规,建立支持中小企业发展的完善的政策体系。
The financing difficulty is the development ＂bottleneck＂ of the small and medium sized enterprise （SMEs）. Due to the small and medium-sized hi-tech enterprises have high risk, high income and high investment, the high of intangible assets ratio, big for exogenous financing needs and other characteristics, which leading to intemal financing ability is limited and external fmancing ability is insufficient. So SMEs should establish a good profit model. External mechanism measures include take group loans, innovation, establish special collateral, and so on. And the government should offer more policies support for the SMEs development.
出处
《改革与战略》
北大核心
2011年第8期150-152,共3页
Reformation & Strategy
