摘要
本文针对金融业中保险要素市场发展对经济增长的贡献作用,采用直接贡献分析和间接贡献分析两个层次,以重庆市为个案,用实证分析的方法检验保险要素市场发展对经济增长的贡献。结果表明,从直接贡献分析看,保险要素市场的发展还是滞后的;从间接贡献分析看,银行存、贷款余额和金融相关比率与经济增长有推动作用,而保险深度对经济增长是抑制的。最后就如何让保险要素市场稳健发展提出了一些相关的政策建议。
The article studies on the contribution role of essential factor market of insurance in finance industry development to economic growth in Chongqing in both aspects of direct and indirect contribution by the way of demonstration analyze.The conclusion shows that essential factor market of insurance development falls behind of economic growth in direct aspect;BBD,BLD and FIR could pull economic growth,but ID just restrain economic growth in Chongqing.At last,the article put forward some relevant policy suggestion on how to make essential factor market of insurance development smoothly.
出处
《浙江金融》
北大核心
2011年第7期66-70,80,共6页
Zhejiang Finance
基金
国家社科基金:西部地区第三产业发展促进城乡协调机制与模式研究(批准号:07BJY122)
关键词
保险要素市场
经济增长
贡献率
essential factor market of insurance
economic growth
contribution rate
