摘要
美国次贷危机引发的华尔街金融风暴席卷全球,危机延伸到保险业导致美国保险巨头美国国际集团AIG由政府接管,金融危机使得人们更深层次地意识到风险管理对于金融业的重大意义。保险作为一种风险管理方式,其行业自身的风险管理尤为重要。本文借鉴国外保险公司的风险管理策略,并结合我国构建风险管理体系的经验与实际情况,提出关于构建我国保险公司全面风险管理体系的几点建议。
The subprime crisis in America triggered off the Wall Street financial crisis, which was further felt among the America's insurance industry. And as a result, the American insurance giant AIG was taken over by the government. This financial crisis has further driven home the importance of risk management for the financial industry. Being a form of risk management in itself,the risk management of the insurance industry is of even more importance. The article borrowed from foreign insurers' risk management strategies, and in combination with our actually experiences and achievements in establishing a risk management system, offered several suggestions on how to construct an all-round risk management system for Chinese insurance companies.
出处
《保险研究》
北大核心
2011年第7期105-108,共4页
Insurance Studies
关键词
保险业
后危机时代
风险管理
the insurance industry
post-crisis era
risk management