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利率市场化对中小银行的影响探析 被引量:8

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摘要 利率市场化有利于资金结构调整、转变微观主体的发展方式与经营机制、提高商业银行经营管理水平与核心竞争力,也对我国中小银行带来不小冲击。本文从阐述美国利率市场化的过程入手,分析了美国利率市场化对我国的启示,我国利率市场化过程中对中小银行面临的挑战及中小银行应对利率市场化的措施。
作者 李卓
出处 《青海金融》 2011年第6期54-57,共4页 Qinghai Finance
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