摘要
随着信息技术不断发展和创新,信息科技也在迅速为商业银行业务的拓展和产品创新提供有力的支持,为其带来了巨大的收益,但同时信息科技又为商业银行埋下了潜在的风险,如何能够有效的防范和控制信息科技风险成为全球银行业的永恒课题。在借鉴ITIL,URSIT和COBIT的经验、方法和成果基础之上,结合中国商业银行风险评估的特点,特别是商业银行信息科技风险关注点,构造了适合中国商业银行信息科技风险的评估模型、指标体系,并对此方法进行了有效性验证。
Along with the information technology development and innovation,information technology provides forceful support for commercial banks＇ product innovations business expands,and had brought great benefits for the banks.But at the same time information technology sets potential risks for commercial Banks.How to effectively prevent and control information technology risks become eternal subject of global banking.In this paper,author takes the URSIT and COBIT ITIL experience,approaches and achievements as mirror,in combination with the characteristics of commercial bank risk assessment,especially the commercial Banks＇ information technology risks concerns,constructs the risk assessment model and indicators system for information technology risk assessment for China＇s commercial banks,and the effectiveness of this method is verified.
出处
《统计与信息论坛》
CSSCI
2011年第5期77-81,共5页
Journal of Statistics and Information
关键词
信息科技风险
风险评估
指标权重
risk of information technology
risk evaluation
index weight
