摘要
农业风险的特殊性和农业保险的准公共性使得政府成为农业保险的直接提供者,其具有的政策性属性却也面临着经营模式的困境。体制机制占优的合作制经营模式成了当前农业保险试点的一个突破口,文章通过构造市场主体的期望收益矩阵和博弈图,进行对比分析,结果表明,合作制经营模式表现出了相对优越性。
Because of the special agriculture risks and quasi - public, government provides direct agricultural insurance products. However, its policy attribute is still confi＇onted with management puzzledom. The mode of cooperative agricultural insurance owning comparative advantage of system and mechanism becomes the break- through point in present experimental work. This article, based on game theory establishes a series of expected return matrixes and game -plans to the market participants. Through comparing and analyzing, the results show that cooperative business model is a better one than others.
出处
《保险职业学院学报》
2011年第1期66-70,共5页
Journal of Insurance Professional College
关键词
政策性农业保险
合作制经营模式
期望收益矩阵
博弈分析
Policy agricultural insurance
Cooperative business model
Expected return matrix
Game analysis
