摘要
村镇银行作为一种新型农村金融机构,它的产生将完善我国农村金融市场体系和农村金融服务,但在其目前发展中存在着内部的信用风险、股本设置、资金来源、准入门槛、高素质人才的困境和外部的政策扶持、金融监管的困境,该文基于此进行探讨,从内部和外部提出了可行性的发展路径。
Village banks,as new type rural financial institutions,will improve the rural financial market system and rural financial services.However,there are credit risks,equity settings,funding sources,barriers to entry and talented person difficulties from internal perspective.In the meantime,there are the supply of policy and financial supervision difficulties from external perspective.Basing on this,this article proposes sustainable path to develop.
出处
《特区经济》
北大核心
2011年第2期102-104,共3页
Special Zone Economy
基金
渤海财产保险公司科研基金资助项目"发育农村小型金融机构问题研究"的部分研究成果
关键词
村镇银行
困境
发展路径
village banks
difficulties
paths to develop
