摘要
中小企业是世界经济发展中的重要力量,由于各种原因,中小企业融资困难一直是限制其发展的瓶颈。随着技术发展,外包服务性质的供应链正成为世界产业组织的主流模式。在中国,越来越多的中小企业参与到大企业主导的供应链中,在这种趋势下,从基于整个供应链角度考虑中小企业的融资风险,将有效降低银行和中小企业间主要由信息不对称所引起的授信风险。供应链融资为解决中小企业融资问题提供了一个新的途径,并且在外包服务性质的供应链生产模式深化发展的将来会发挥更为重大的作用。
Small and medium-sized enterprises are the important force in the development of world's economy.However,due to various reasons,the difficulty of financing in the small and medium-sized enterprises has always been the bottleneck limiting their development.With the development of technology,supply chain of service outsourcing is becoming the main model of world industrial organization.In China,more and more small and medium-sized enterprises have been involved in the supply chain led by large enterprises.Under such tendency,it can effectively reduce the risk in the credit caused by unparallel information between banks and small and medium-sized enterprises to consider the risk of financing in their enterprises on the basis of the whole supply chain.Supply chain financing provides a new approach to solving the problem of financing in small and medium-sized enterprises.Besides,it will play a more important role in the future with the profound development of supply chain of service outsourcing under supply chain production.
出处
《湖南科技大学学报(社会科学版)》
CSSCI
北大核心
2011年第1期71-74,共4页
Journal of Hunan University of Science and Technology(Social Science Edition)
关键词
中小企业
供应链融资
授信风险
small and medium-sized enterprises
supply chain financing
risk in the credit