摘要
通货膨胀是现代经济的一个普遍现象,也是投资者在投资过程中面临的重要风险之一。通货膨胀的主要危害是削弱投资者实际购买力,从而使投资者对投资产品的信心减弱,购买投资产品意愿降低。近年来,我国经济呈现不稳定状态,CPI指数的跌宕波动显示出通货膨胀的压力,因此,如何在不同时期选择不同投资方式来抵抗通货膨胀对个人投资的影响尤为重要。本文通过比较保险投资和黄金投资收益来源、流动性、投资费用,并以实证的方式从收益性与风险性的角度分析了它们的抗通货膨胀能力,对不同时期和不同投资者采取不同投资策略提出相应的建议。
Inflation is a common phenomenon in the society,and is one of important risk factors investors facing in the investment process.The main hazard of inflation is to reduce the purchasing power of investors,making investors less confidence in investing.In recent years,China's economy has shown an unstable state,CPI index is up and down,showing an inflation pressure.Therefore,it's important to take right action.Through being compared the insurance investment with golden investment income,liquidity,investment costs,at the same time,from the point of profitability and risk,This paper makes recommendations to different investors in the different periods.
出处
《海南金融》
2011年第1期50-52,共3页
Hainan Finance
关键词
保险投资
黄金投资
通货膨胀
Insurance investment
Gold investment
Inflation
