摘要
近年来,美国银行产业受到金融危机强烈冲击,问题银行增加、资产规模收缩、资产质量恶化、经营业绩下降。研究显示,目前,美国银行体系仍然在相对恶劣的状况下运行。我们没有理由认为美国的银行体系已经复苏,与此相反,在经营环境继续恶化和风险承受能力持续下降的双重冲击下,未来,美国银行产业仍然存在二次探底的可能性。
The U.S. banking industry has been strongly impacted by the financial crisis, as evidenced by the increasing number of problem banks, shrunk asset value, deteriorated asset quality and decreased operating performance. Studies show that the U.S. banking system is still operating in a relatively bad condition. It is not reasonable to believe that the U.S. banking system has recovered. On the contrary, since the business environment continues to deteriorate and the risk tolerance is still declining, possibilities still exist for the U.S. banking industry to experience a second trough.
出处
《国际金融研究》
CSSCI
北大核心
2010年第12期82-87,共6页
Studies of International Finance
关键词
金融危机
美国银行产业
复苏
Financial Crisis
the U.S. Banking Industry
Recovery
