摘要
客户身份识别是反洗钱工作的基础,决定着可疑交易监测的成效。我国开展反洗钱工作之初采取了许多权宜性措施,如今已与工作实际存在冲突,增加了反洗钱义务机构主体的履职难度,也影响了反洗钱工作的有效性。本文从反洗钱工作存在的具体问题入手,进行归纳分析,并借鉴美国反洗钱客户身份识别机制的成功经验,探索我国反洗钱工作机制存在的问题,并寻找解决的对策。
The identification of client identity is the foundation of anti-money laundering. It determines the ef- fectiveness of suspicious trade surveillance. In the early stage of anti-money laundering, China launched many mea- sures, which now confliet with current situation, cause difficulties for institutions in their implementation of anti-mon- ey laundering, and negatively affect the effectiveness of anti-money laundering. The article summarizes the details of problems in China＇s anti-money laundering, refers to the experience of US mechanism, and finds out the solutions to the problems in China＇s anti-money laundering mechanism.
出处
《上海金融》
CSSCI
北大核心
2010年第11期109-111,共3页
Shanghai Finance
关键词
反洗钱
银行业
客户身份识别
机制
Anti-money Laundering
Banking Industry
Identification of Client Identity
Mechanism
