摘要
消费金融日益成为影响我国经济长期健康发展的重要因素和国家金融体系不可或缺的组成部分。在当前经济形势下,发展消费金融有利于促进我国经济从投资主导型向消费主导型转变,增强消费对经济发展的拉动作用,进而有利于实现经济增长方式转变和经济可持续发展。本文综合各类研究观点,分析了我国消费金融服务业的发展现状、存在的问题,并提出了发展消费金融服务业的政策建议。
Consumer finance has increasingly become an important factor of economy and an integral part of the financial system in China.In the current economic situation,the development of consumer finance is conducive to promoting China＇s economy from investment-oriented to consumer-oriented changes,enhance the consumer role in boosting economic development and thus is conducive to the transformation of the economic growth patterns and economic sustainable development.This paper analyzes the development of China＇s consumer financial status,existing problems and puts forward the development of consumer financial services policy recommendations.
出处
《南京社会科学》
CSSCI
北大核心
2010年第11期35-43,共9页
Nanjing Journal of Social Sciences
基金
中国社会科学院重大课题"扩大我国消费的政策研究"的阶段性成果
国家社科重大课题"中国现代服务业发展战略研究"项目(08&ZD041)的资助
关键词
消费金融
金融服务
经济转型
消费信用
consumer finance
financial service
economic transition
consumptive credit
