摘要
影子银行体系的出现使得美国的金融体系发生了重要变化,实质上它构成了一个新的信用体系,但是由于它本身的特点和其体系内金融创新本身就是针对金融监管的原因,使得影子银行体系在美国次贷危机发生之前处于监管的真空,危机爆发之后,许多针对影子银行体系的监管改革开始逐步实施,在对影子银行进行监管改革时,既要弥补以前的监管漏洞,又要制定相关的规范促使影子银行体系健康发展,不能因为有风险就取消有现实需要的影子银行体系。
The appearance of the shadow banking system brings important changes to American financial system.In fact,it forms a new credit system.But due to its characteristics and its inner financial innovation on account of the financial regulation,the shadow banking system was out of the financial regulation before the subprime crisis occurred.After the subprime crisis broke out,many regulation reforms aiming at the shadow banking system were put into practice.Not only should regulation reforms make up the flaws,but also set out some relevant rules to make the shadow banking system develop healthily.And we can not cancel the shadow banking system for the potential risks.
出处
《衡水学院学报》
2010年第5期16-18,共3页
Journal of Hengshui University
关键词
影子银行体系
金融监管
监管改革
shadow banking system
financial regulation
regulation reform
