摘要
风险管理水平直接体现了商业银行的核心竞争力,商业银行风险管理水平的高低,直接影响着商业银行的生存和发展。由于新时期对中小商业银行的风险管理水平提出更高要求,而银行本身的风险管理却存在一些与这些新要求不相适应的问题。因此,中小商业银行要在准确判断、分析新时期风险管理的新要求和存在问题的基础上,采取相对应的管理措施,提升中小商业银行的风险管理能力,从而求得更高层次的发展。
Risk management directly reflects the core competitiveness of commercial banks, and in the long run contributes to their survival and development. This new era sets a higher demand for risk management to small and medium-sized commercial banks, but the truth is that there are many problems existing in these banks contradictory to these requirements. Therefore, on the basis of correet judgment and analysis of the new requirement and the existing problems, these banks should take correspondent measures to promote their risk management in order to achieve a higher level of development.
出处
《金陵科技学院学报（社会科学版）》
2010年第2期1-5,共5页
Journal of Jinling Institute of Technology(Social Sciences Edition)
关键词
中小商业银行
风险管理特征
管理策略
small and medium-sized commercial bank
risk management characteristic
management strategy
