摘要
征信评级机构掌握间接融资和直接融资的定价权,可引导金融资本合理配置,是维护国家金融主权的重要力量。本文在分析我国征信评级制度发展的背景、存在的主要问题及原因的基础上,提出完善法规、理顺管理体制;改变信用评级收费模式;完善企业信用信息数据库;对央行征信中心实施体制机制创新;把改制后的央行征信中心发展成为我国民族品牌的征信评级机构,使其与我国国力和金融发展相适应等政策建议。
Credit Ration institutions master price right of direct and indirect financing and capital allocation, so it is the important force to lead rational allocation of capital and to maintain monetary sovereignty. After the analysis of the development of credit ration system and the current problems, this paper proposes suggestions as follows： improvement of laws and regulations
出处
《金融理论与实践》
北大核心
2010年第4期20-23,共4页
Financial Theory and Practice
关键词
征信评级
制度创新
间接融资和直接融资
定价权
Credit Rating
System Innovation
Direct and Indirect Finance
Pricing Right
