摘要
信用评级报告作为公共产品,由政府免费提供其服务存在诸多弊端。研究"谁受益谁付费"原则、道德风险理论与监督机制,发现选择市场收费形式提供信用评级服务具有内在的理论基础。具体分析向谁收费、收费标准以及收费的事后监督制度,说明现阶段采用信用评级收费机制具有现实可行性。
There are many disadvantages over the governments to provide credit rating services free of charge with the credit rating reports as a public good. Researches on the ＂ whoever benefits pays＂ principle, the theory of moral hazard and the supervision mechanisms show that there is an inherent theoretical basis for offering credit rating serv- ices by selecting market - oriented fee - charging ways. A concrete analysis is made on to whom the fee is charged, the charging standards and supervision system after charging, indicating the practical feasibility for adoption of fee - charging mechanisms for credit rating at the present stage.
出处
《征信》
北大核心
2010年第1期4-7,共4页
Credit Reference
关键词
信用评级
政府免费提供
市场收费
credit rating
the government provided services free of charge
market fees
