摘要
效率是农村金融服务的核心。运用ADF及协整检验方法,以全国样本为参照,对黑龙江省农村金融服务效率进行了实证分析。结果表明,与全国农村金融服务效率相比,黑龙江省农村金融服务效率相对较高,说明农村金融服务效率具有区域差异;从长期来看,农村金融服务水平与农村经济增长具有均衡稳定的关系,农村金融服务效率的提高能促进农村经济的长期增长。
Efficiency is the core of rural financial service. This paper uses ADF test and cointegration test to make an empirical analysis on the efficiency of rural financial service in Heilongjiang province compared with nation-wide sample. The conclusions manifest that the efficiency of rural financial service in Heilongjiang province is relatively higher than that in the whole country, and there exists efficiency difference between regions. In the long run, rural financial service should keep a kind of balanced and stable relationship with rural economic growth. The improvement of the efficiency of rural financial service can lead to a long-term growth of rural economy.
出处
《科技与管理》
2010年第1期11-15,共5页
Science-Technology and Management
关键词
农村金融
服务效率
单根检验
协整检验
rural finance
service efficiency
unit root test
cointegration test
