摘要
随着经济的飞速发展和新巴塞尔资本协议在全球迅速推进,我国个人信用评分的重要性日益加强。由于个人信用的动态变化、信用评分目的转变,采用动态信用评分方法势在必行。
With the rapid development of China′s economy and the advance of The New Basel Agreement all around the world,personal credit scoring is more and more important.It is imperative to adopt dynamic credit scoring methods because of dynamic change for personal credit scoring and the change of purpose of credit scoring.
出处
《商业研究》
CSSCI
北大核心
2010年第1期98-101,共4页
Commercial Research
基金
国家自然科学基金项目
项目编号:70371028
关键词
信用评分
动态模型
个人信用
风险分析
credit scoring
dynamic model
personal credit
risk analysis
