摘要
金融产品创新可以提高交易效率、降低交易风险,进而实现资源的优化配置,但它也蕴含着极大的金融风险。本次金融海啸的重要成因和直接导火索是爆发于华尔街的次贷危机,这使人们不得不对金融产品创新和风险管理重新给予高度重视和新的审视。加强对金融产品创新与风险管理问题的研究,切实防范金融风险,已经不仅仅是个别金融企业、金融界甚至某个主权国家自身的经济问题,它将影响到全球的经济发展。本文围绕金融产品创新和风险管理进行了一些初步的探讨和分析。
Financial product innovation can improve transaction efficiency,reduce transaction risk,and make the most optimum distribution of resources.But it also includes huge financial risk. The important and direct cause of the financial wave is subprime loan crisis of breaking out at wall street,so people pay more attention to and give new scan about financial product innovation and risk management.Reinforcing the research of financial product innovation and risk management and effectively guarding against the financial risk have not only been economic issue of single financial firm, financial community and certain sovereignty. The article will make a primary discussion and analysis about financial product innovation and risk management.
出处
《北京青年政治学院学报》
2009年第4期50-55,共6页
Journal of Beijing Youth Politics College
关键词
金融衍生工具
创新
风险种类
风险管理
Financial derivative instrument Innovation Types of risk Management of risk
