摘要
农村金融信贷补贴论是在20世纪70年代以前流行的农村金融改革方法,但实践证明这种改革方法并没有实现预期的目的。随后出现了农村金融市场论的改革方法,但由于农村经济的特点使农村金融服务成本较高,农村不能获得应有的资金支持。90年代以后,在"普惠"金融理念指导下服务农村的微型金融成为农村金融的新范式。当前我国应该从农村金融改革范式转变中吸取经验,采用农村金融改革新方法。
Rural finance subsidized credit paradigm was popular in the seventies of the 20th century, but the practice of rural fnance reform proved that credit paradigm did not realize its goal. Then the rural finance market paradigm appeared, but the characteristic of rural economy made the cost of serving for rural areas was high, rural areas could not get money supporting. In the nineties, the microfinance based on the inclusive finance became a new paradigm. We should regard the inclusive rural finance as the guidance of rural finance reform In china.
出处
《中央财经大学学报》
CSSCI
北大核心
2009年第6期37-42,共6页
Journal of Central University of Finance & Economics
基金
湖南省普通高等学校哲学社会科学重点研究基地开放基金项目(07K007)
湖南农业大学人才科学基金(06YJ37)部分研究成果
关键词
农村金融
新方法
普惠金融
Rural finance New method Inclusive finance
