摘要
住房公积金贷款是职工使用住房公积金的重要方式,但住房公积金贷款制度在运作过程中存在着潜在风险。应当从建立风险管理系统、完善个人住房贷款监管制度、严格个人住房贷款的抵押管理、构建贷款风险的政策化解机制等方面加强防范。
Housing accumulation fund loan is an important way to the fund. However, there are certain potential risks in using it. This paper suggests some measures to prevent these risks.
出处
《吉首大学学报（社会科学版）》
北大核心
2009年第1期138-141,共4页
Journal of Jishou University(Social Sciences)
关键词
公积金贷款
贷款风险
防范措施
管理机制
housing accumulation fund loan
risk of loan
measure of prevention
management mechanism
