摘要
在对银行风险行为度量方法进行综述的基础上,对国内外资本监管与银行风险行为的影响进行了综述。资本监管对银行风险行为的影响一直存在两种不同的观点:预期收入效应会刺激银行追求更高的风险;在险资本效应迫使银行在投资时采取谨慎行为。
Abstract： This paper reviews the measure method of bank risk - taking behavior firstly, and then reviews two different opinions about capital regulation and bank risk-taking behavior： on the one hand, Expected income effect thinks that capital regulation will stimulate the bank in pursuit of more risk; on the other hand, Capital at Risk effect compels the bank to invest in a prudent way.
出处
《河北理工大学学报（社会科学版）》
2009年第3期51-53,共3页
Journal of Hebei Polytechnic University:Social Science Edition
关键词
风险行为
资本监管
预期收入效应
在险资本效应
risk-taking behavior
capital regulation
expected income effect
capital at risk effect
